Our mission
To provide tailored residential and commercial property lending solutions through a diversified multi-lender panel, building generational client wealth and enduring referral partnerships.
About Janai Financial
Boutique broking for business owners and property investors.
Janai Financial is a boutique finance broking firm operating under the Finsure aggregator network. We deliver tailored residential and commercial property lending solutions for transactions starting at $300,000. Our focus is on self-employed professionals, mortgage prisoners, complex investors, and PAYG employees seeking the absolute best home loan rate.
Whether you are refinancing an existing loan, buying your first home, or expanding a residential or commercial portfolio, we work with a 30+ lender panel of prime banks and specialist non-banks to find the right structure.
Meet James Janai
James Janai is the Principal Broker of Janai Financial, based in Melbourne. He brings 20 years of client-facing experience across luxury asset consulting, hospitality operations, and self-employed business management. He holds a Diploma of Finance and Mortgage Broking Management (FNS50322) and a Bachelor of Business from Swinburne University, and is mentored by Mark Roberts (Freedom Loans).
Our market focus
- Self-employed, Alt-Doc & Lease-Doc borrowers
- Mortgage prisoners trapped in uncompetitive legacy rates
- Complex residential and commercial investors
- Community and corporate network originations
Our approach
One-on-one consultations, tailored lender shortlists, and clear communication at every step.
Licensing & compliance
Janai Financial is a trading name. Credit services are provided by James Janai (Credit Representative #580083), an authorized Credit Representative of Finsure Finance & Insurance Pty Ltd (ACL #384704). Full Best Interests Duty and responsible lending compliance.